⭐ Premium Tool

🏠 Mortgage Calculator

Calculate monthly EMI, total interest, and repayment schedule for your home loan. Works offline — your data stays private.

  • Calculate exact monthly EMI for any loan amount
  • See total interest paid over the loan tenure
  • View year-by-year amortization schedule
  • Works 100% offline — nothing uploaded
  • Print or export your results
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🏠 Mortgage Calculator

How to Use

  1. 1 Enter your loan amount (principal).
  2. 2 Enter annual interest rate.
  3. 3 Enter loan tenure in years.
  4. 4 Click "Calculate" to see your EMI and full breakdown.
  5. 5 View the amortization schedule or export results.

Frequently Asked Questions

Is this calculator accurate?

Yes. It uses the standard EMI formula used by banks: EMI = P × r × (1+r)^n / ((1+r)^n - 1). Results match what banks calculate.

Is my data safe?

Absolutely. This tool runs entirely in your browser. No data is sent to any server. Your loan details stay on your device only.

Can I see the full repayment schedule?

Yes. After calculating, you can view a complete year-by-year amortization table showing principal, interest, and remaining balance.

Does this work offline?

Yes. Once the page loads, it works without internet. You can even install it as an app on your phone.

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Works offline. Your data never leaves your device.

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